Built on Trust. Guided by Insight.
Carriers, employers, and producers in the supplemental benefits industry need a consulting partner who actually knows this market. Sydney brings the actuarial precision, regulatory expertise, and strategic depth to help you move forward with clarity and confidence.
Our Expertise
When your work spans actuarial pricing, state compliance, and market strategy, you need one firm that handles all of it — with specialists who know the supplemental benefits space, not generalists learning it on your time.
Our Approach
The best consulting relationships don’t just deliver technically sound work. They deliver partners who know your business, earn your trust, and stay invested in your success long after the engagement ends. That’s the standard we hold ourselves to.
Industry Insights
Perspectives on the trends, regulations, and strategies shaping the supplemental benefits space — from the team that works inside it every day.
WHO WE ARE
A Trusted Partner Built on Industry Experience
The supplemental benefits industry doesn't run on textbooks. It runs on relationships, hard-won experience, and a nuanced understanding of how this market actually works — not how it's supposed to work in theory. If you've worked with consultants who were technically capable but didn't truly understand your world, you know exactly what's missing.
Sydney Consulting Group was built to close that gap. Our team brings direct carrier-side experience to every engagement — we've sat in the seats our clients occupy, which means we understand not just the technical requirements of the work, but the relational dynamics, regulatory pressures, and competitive realities that shape every decision.
We lead with relationships, move with integrity, and bring the kind of strategic clarity that only comes from having lived this industry — not just consulted in it.
100+ Years of Combined Industry Experience
Nationwide Reach — Serving clients across all 50 states
WHAT WE DO
Comprehensive Consulting for the Supplemental Benefits Industry
From product design to market strategy, you need expertise that covers every dimension of your work. Sydney delivers it — integrated, specialized, and focused entirely on the supplemental benefits industry.
Actuarial Consulting
Your pricing decisions carry real risk. Sydney's actuarial team connects your distribution strategy and product management to customized pricing — calibrated to actual market experience and built around your specific contract language, underwriting approach, and business objectives.
Compliance Advisory
State objections and filing delays are costly. Sydney's integrated actuarial and compliance approach anticipates regulatory challenges before they arise — developing forms, managing SERFF submissions, and leveraging direct relationships with state insurance departments to keep your approvals moving.
Strategic Consulting
The supplemental benefits market doesn't stand still. Sydney provides the forward-thinking guidance that helps carriers and producers stay aligned with market evolution — from product strategy and distribution planning to competitive positioning that turns complexity into growth.
WHY SYDNEY CONSULTING GROUP
The Firm That Understands This Industry From the Inside
We don't win by being the loudest or the newest. We win by being the partner our clients trust—and the team that helps them stay ready.
Deep Industry Fluency
Most consulting firms understand the supplemental benefits industry from the outside. Our team has worked inside it — carrier-side and consulting-side, in actuarial and operational roles, across carriers, employers, and producers. That dual perspective shapes every engagement, and it's something our clients consistently say they can feel.
Full-Spectrum Capability
Managing actuarial work with one firm, compliance with another, and strategy with a third creates gaps — and no one takes ownership of what falls between. Sydney covers the complete lifecycle of supplemental benefits work: one partner, one relationship, every discipline integrated.
Relationship-Centered Partnership
In a relationship-driven industry, how you show up matters as much as what you deliver. We treat every engagement as something to be earned and sustained — not accelerated or forced. Our clients don't feel like transactions. They feel like partners.
Sydney Consulting Group is the consulting partner the supplemental benefits industry trusts—built on experience, discretion, and relationships that last.
OUR TEAM
Experienced Professionals. Genuine Partners.
Our team combines carrier-side experience with consulting agility—bringing the kind of perspective that only comes from having worked inside the industry we serve.
Bill Bade, FSA, MAAA
Founder & Consulting Actuary
Kristi Hardenbergh, FSA, MAAA
Consulting Actuary
Hunter Sexton, J.D., MHA
Senior Regulatory Compliance Consultant
Patient Stories
What Our Patient are Saying
The Right Consulting Partner Changes What's Possible.
Too many carriers, employers, and producers spend years working with firms that don't truly understand this industry. If you're ready for a different experience, we'd welcome the conversation.