Insights
Data-backed analysis on the trends, filings, and market shifts shaping supplemental benefits.
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The Small Employer Gap Is Supplemental’s Biggest Untapped Market
Supplemental benefits have a distribution problem, and it isn't where most carriers are looking. Across nearly every major voluntary benefit category — critical illness, accident, ...
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Loss Ratio Scrutiny Is the New Fiduciary Risk in Voluntary Benefits
For years, loss ratio flexibility was one of the defining advantages of supplemental health products. Carriers had real latitude in how they structured pricing and ...
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